Does your current checking account cost you more than it should? Open a Completely Free Checking account at Pioneer Bank. We offer checking accounts – for you or your business – with a FREE debit card, FREE Online Banking, and FREE Mobile Banking. Find out how much money you could save with Completely Free Checking!

After successfully completing the application and opening your checking account, you will receive your free gift. To receive your free gift, please visit one of our convenient locations. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details. Other fees such as NSF, overdraft, sustained overdraft fees, etc. may apply. See fee schedule details.

**Transaction items include checks paid, checks deposited, ACH debits, and ACH credits.

^{^}Includes coin and currency. Just $1.50 per $1,000 deposited over $10,000 each month.

^†Additional data rates and text charges from your carrier may apply. Pioneer Bank will send 3 separate text messages for each mobile service enrolled in (SMS, Mobile Browser, and App). Further texts will only be sent at the customer’s direction. Reply “HELP” to 48179 for help. Reply “STOP” to 48179 to cancel. Ask your banker for details.

Pioneer Bank © Copyright 2019. All rights reserved.

VISA^® Debit Card
Take your Pioneer Bank VISA^® Debit Card with you wherever you go. It's accepted worldwide and works at any ATM for easy access to your cash. Safer than cash, easier than checks, so use it for all your purchases.

Mobile Access
Download our apps to access your accounts from anywhere on your smart phone. Transfer money securely or find the nearest ATM to take advantage of our VISA^® Debit Card.

Automatic Bill Pay
Never miss a payment! Visit our online banking site to set up automatic payments for your monthly expenses. Cancel or edit at any time.

Online Account Management
Track your spending and savings online with our online banking site. Transfer money between accounts or create a budget plan.

No minimum balance

No monthly service charge

No per check charge

FREE VISA^® Debit Card

FREE Online Banking and Bill Pay

FREE paper statements or eStatements with check images

FREE Mobile Banking with Mobile Deposit^†

FREE thank you gift

Up to $25 buy back for your unused checks and debit cards

No minimum balance

No monthly service charge

500 FREE monthly transaction items^**

FREE deposit of up to $10,000 currency per month^{^}

FREE paper statements or eStatements with check images

FREE Online Banking and Bill Pay

FREE Business VISA^® Debit Card

FREE Mobile Banking with Mobile Deposit^†

FREE thank you gift

$25 buy back for your unused checks and debit cards

Roswell, NM 

Corporate Office 
3000 N. Main St. 
(575)  624-5200  
Driving directions 

306 N. Pennsylvania Ave. 
(575)  624-5200  
Driving directions 

2 St. Mary's Pl. 
(575) 624-5200 
Driving directions 

300 S. Sunset Ave. 
ATM Only 
Driving directions 

3301 N. Main St. 
ATM Only 
Driving directions 

Alamogordo, NM 

1020 10th St. 
(575) 439-6040 
Driving directions 

Carlsbad, NM 

111 N. Canal St. 
(575) 885-7474 
Driving directions 

Hobbs, NM 

1020 N. Turner St. 
(575) 391-5800 
Driving directions 

1600 W. Joe Harvey Blvd. 
(575) 392-0517 
Driving directions 

Las Cruces, NM 

3831 E. Lohman Ave. 
(575) 532-7500 
Driving directions 

2900 N. Roadrunner Pkwy. 
(575) 532-7500 
Driving directions 

705 E. University Ave. 
(575) 532-7500 
Driving directions 

Ruidoso, NM 

1095 Mechem Dr. 
(575) 258-6500 
Driving directions